This product targets fitness centers with up to $2,000,000 in annual sales per location.  Eligible classes include aerobic studios, corporate fitness centers, independently owned fitness centers and franchised fitness centers.

Eligible Risks

• Up to 500 members
• Accounts with or without child sitting services
• Accounts with up to 4 tanning units
• No more than two losses or claims (excluding closed without payment) incurred in the past three years.
• No single loss or claim in excess of $10,000
• No losses involving allegations of abuse or molestation

Product Advantages

• Available as Monoline or Package
• Highly competitive rates for General Liability, Professional Liability and Molestation or Abuse coverage
• General Liability coverage with expanded definition of bodily injury to include mental anguish and emotional distress
• Coverage for child sitting service, personal trainers, Jacuzzi, Saunas, Hot tubs and Steam rooms automatically included at no additional premium
• Coverage automatically included at no additional charge for up to 4 sports courts (additional courts available for an additional premium)
• No Liability deductible
• Low minimum premiums

Optional Coverage

• Massage services
• Tanning beds
• Hired and Non-owned auto
• Stop gap
• Special events (up to 500 attendees)